Dear Fun For Less Traveler:
Travel Protection comes in handy if you become ill, injured, or there is a death in your family. We recommend Travelex because they do an amazing job in handling claims. Note that you can get as much or as little travel protection as you’d like (scroll down for price chart).
After looking through the information below, feel free to call if you have any questions and/or would like to purchase insurance.
Sincerely,
John
Why Travel Protection?
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Because of a medical problem, you or a traveling companion cannot go on the trip.
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You or your traveling partner has an accident on a trip.
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A family member passes away (or is in critical condition) while you’re on your trip.
Why Travelex?
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They have a superior rating when it comes to paying claims.
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Their claims process is 5 times faster than the industry average.
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Being with Travelex makes it easier for us to support you in the claim process.
Cost & Particulars
1) Chart below shows the cost of protection per person. For example, if your invoice is $10,000 and there are two of you, the cost of the trip is $5,000 per person.
2) Protection is based on age at the time of purchase.
3) Bonus Coverage – If you purchase Travel Select within 15 days from your deposit and insure the full cost of your trip and are not traveling against a Doctor’s advice at the time of purchase, pre-existing medical conditions are waived with respect to you or non-traveling family members. Note that family members must be in critical condition for you to return home and file a claim. Bonus coverage also includes financial default of tour operator, airline, hotel, etc.
A Pre-existing Medical Condition” is a condition for which medical advice, diagnosis, care or treatment was recommended or received within 60 days prior to purchasing insurance.
4) The price of coverage is in round numbers so it’s easy to estimate which price bracket you’ll be in once you add air. You don’t have to wait until you purchase air to cover it and it doesn’t matter who’s doing your air.
5) If one of you gets sick or injured before or during a trip (including Covid), you’re both covered.
6) Insure any amount – No matter how much Trip Value you insure, you still get 100% of post departure benefits i.e. trip delay, missed connection, 50K medical, 500K evacuation, lost luggage etc.
7) Trip Interruption (coming home early) – 150% of the remaining balance of whatever amount of Trip Cost you insure. Your flight home etc. comes out of this 150%.
8) If you would like to purchase protection or if you have any questions please call 801-619-1022.
Trip Value, or “Trip Cost“ per person (whatever you decide that is) is the far left column.
Core Benefits
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Trip Cancelation – 100% of the amount of money you insure. For instance, if you insure $4000 per person, and one of you get the flu before the trip, you both get $4000 back.
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Trip Interruption (Sickness, injury or death in the family while on the trip) / Up to 150% of the prorated balance of whatever amount of money you’ve insured).
Common reasons for needing insurance include:
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Sickness, Injury or Death
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Financial Default of airline, tour operator etc.
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Traffic Accident
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Inclement Weather
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Home or Destination Uninhabitable
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Terrorist Act (Note that Travelex does not cover war or civil unrest)
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Cancel for some business reasons
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Quarantine
Coverage Includes these fixed POST-DEPARTURE benefits
These benefits are fixed (always the same), no matter how much trip value you insure.
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Trip Delay &/or Quarantine – Up to $2000 per person ($200 per day for hotel & food)
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Baggage & Personal Effects – $1,000 – Reimbursement for personal articles and expenses if bags are lost, stolen or damaged.
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Missed Connection – $750 Reimbursement for unused, non-refundable expenses and additional transportation to join the departed trip if a connection is missed by 3 hours or more.
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Baggage delay – $200 – Reimbursement for personal articles and expenses if bags are delayed for 12 hours or more.
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Emergency Medical / Hospitalization – $50,000 Medical treatment if a sickness or injury occurs while traveling.
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Emergency Medical Evacuation – $500,000 …to the hospital of your choice (as needed). Includes repatriation and travel expenses.
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Accidental Death – $25,000 – Reimbursement for permanent loss of life from a covered accidental injury during travel.
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Primary Coverage – Primary coverage pays your claim first with no deductibles. This means faster payment to you. Purchase any time before your trip and primary coverage is automatically included!
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Kids age 17 and under are covered (free) when accompanied by a covered adult. Number of children is unlimited- perfect for large family trips!
How Much Will You Lose with Fun For Less, without Travel Protection.
Click here to see our cancelation policies
How can travel assistance if I get sick or have an accident on a trip?
Travelex Assistance Provider can refer you to a local clinic, physician, or medical facility. They can also help you understand what benefits are available under your policy, particularly outside of Travelex office hours.
For questions please call 1-801-619-1022. Ask for me, John. If for some reason you can’t reach me and your call is time sensitive, call Travelex directly (800 228 9792), please use our location number (44-0028) so that Fun For Less can better assist you in the event of making a claim. Calling Travelex sometimes takes up to 30 minutes, so of course, start with me.
Note: This is not an official Travelex document.
